News & Insights
Merry Christmas and Happy Holidays!
Reverse purchase financing: The financing option no one is talking about
Did you know that in 2022, both younger and older Baby Boomers made up the largest generation of American homebuyers? This cohort accounted for 1,950,000 properties — equating to 39% of total homes purchased! With over 12,000 Americans turning 65 every day in 2024, this burgeoning market will undoubtedly continue to bring more buyers and…
Read MoreToo Many U.S. Babies Still Sleep in Positions That Raise SIDS Risk
Despite decades of campaigns highlighting the “baby on back” recommendation for safe infant sleep, 12% of 4-month-old babies in the United States are still put to bed lying on their sides or tummies, a new report finds. That number rises to 19% among infants aged 9 months and 23% among 1-year-olds. Putting an infant to…
Read MoreHidden Costs of Aging in Place
A recent survey from the American Advisors Group found that 74% of adult children of baby boomer parents prefer that their parents retire and age in their own homes—this to relieve the financial and emotional pressures stemming from elder care and growing retirement insecurity. Staying in your home as you age allows you to stay…
Read MoreGetting Fitter Can Really Help Keep Dementia at Bay
People whose genes put them at high risk for dementia may be able to fight Mother Nature and win, new research out of Sweden suggests. The weapon: Working out on a regular basis to improve cardiorespiratory fitness, also known as CRF. CRF is the capacity of the body’s circulatory and respiratory systems to supply oxygen…
Read MoreGet Off the Couch: Another Study Shows Sitting’s Health Dangers
Time spent sitting, reclining or lying down during the day could increase a person’s risk of heart disease and death, a new study warns. More than 10 and a half hours of sedentary behavior is significantly linked with future heart failure and heart-related death, even among people who are getting the recommended amount of exercise,…
Read MoreJust 5 Extra Minutes of Exercise Per Day Could Lower Blood Pressure
It doesn’t take much: Adding just five minutes of exercise to your daily routine lowers your blood pressure and might cut your odds for heart disease, new research shows. “The good news is that whatever your physical ability, it doesn’t take long to have a positive effect on blood pressure,” said study lead author Jo…
Read MoreWhat Happens If I Have a Lien on My House?
A lien is not something many people are personally familiar with, yet it’s a term that all homebuyers, homeowners, and home sellers should know. A lien is a legal notice that’s placed on house as a consequence of an unpaid debt. If you haven’t paid your real estate taxes, for example, the government might impose…
Read MoreHow Reverse for Purchase can help baby boomer borrowers
Older Americans are sitting on more than $12 trillion in home equity, according to the National Reverse Mortgage Lenders Association (NRMLA)/Riskspan Reverse Mortgage Market Index. These homeowners are seeking different retirement solutions to help allocate their home equity and make it more durable over the next 20 to 30 years. According to data from Statista,…
Read MoreVaping Rates Hit Record Lows for U.S. High School Students
Is vaping finally losing its coolness for American teens? The latest tally of federal data finds that 550,000 school kids, mostly high schoolers, quit using e-cigarettes in 2024. Vaping rates fell from 10% of high school students in 2023 to 7.8% this year, “reaching the lowest level ever measured” by the National Youth Tobacco Survey,…
Read More