An increasing number of unemployed people who identify themselves as “retired” have been thrown out of work due to the ongoing economic impacts of the COVID-19 coronavirus pandemic. For those who find themselves suddenly in retirement, it’s important to find options which can assist with cash flow, and in some cases this can include a…

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The best way for first-time home buyers to come up with a down payment for a home: save for one, of course! But sometimes you’re in a hurry. Maybe your dream house just popped up on the market, or you’ve simply had it with being a renter. Whatever the reason, you’re ready to buy a…

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Reverse mortgages can serve as a potential path for older Americans to gain access to additional cash in retirement, but there are several considerations a retiree should make before applying that are both pros and cons. This is according to a new column published this week in U.S. News & World Report. A primary advantage…

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While some people have enough money in their retirement savings to allow them to live very comfortably in their golden years, many seniors find themselves in a position where they could use a little extra income. If you’re looking for supplemental income in your retirement, we have seven ways to pad your wallet. If you…

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Choosing the right mattress Remember squirming on those hard schoolroom chairs, waiting for the bell to ring? You were restless for a reason: That hard wooden chair put a lot of pressure on your behind. A mattress that’s too firm can have the same effect: Lying on the stiff surface puts pressure on your shoulders…

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Making the decision about where and how to spend retirement can be difficult for many American seniors, often dictated by the amount of resources a retiree has access to. One of these decisions can involve either moving — into a new home or an assisted living facility at the appropriate time — or choosing to…

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Losing your job is tough. While it can be tempting to dip into your long-term savings to cover your immediate expenses, this can be a bad idea — especially if you’re nearing retirement. Fortunately, there are many other ways to pay the bills and set yourself up for a successful future, like working with Carefree…

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For someone who has used existing assets to pay off an existing mortgage on their home, the use of a reverse mortgage line of credit would be an effective way to prepare for a person’s older years and to avoid premature exhaustion of assets, which can lead to poverty. This is according to Jack Guttentag,…

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New parents can relax: Research suggests it’s normal for infants’ sleep patterns to vary widely. “Although previous research has shown that infants start sleeping through the night at different stages of development, little is known about individual sleep patterns night after night,” explained study leader Marie-Helene Pennestri. She’s an assistant professor in the department of…

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